Category Wise Distribution of Loan and Avg Interest Rates Till 28'th February 2021
Category
Amount
% of Portfolio
Avg Interest Rate Per Annum
A
₹ 3,20,000
0.17%
3.50%
B
₹ 22,24,000
1.21%
15.37%
C
₹ 30,80,000
1.67%
20.63%
D
₹ 3,96,30,000
21.50%
23.96%
E
₹ 8,61,60,000
46.75%
27.31%
F
₹ 5,27,15,000
28.60%
32.11%
G
₹ 1,70,000
0.09%
42.00%
Total
₹ 18,42,99,000
100%
28.63%
Loan Distribution Till 28'th February 2021
Risk Category
Total No. Loans
90 - 120 Days of delay
120 - 180 days of delay
>180 days of delay
%Amount
Amount
%Amount
Amount
%Amount
Amount
%Amount
Amount
A
0.17%
3,20,000
0
0
0
0
0
0
B
1.21%
₹ 22,24,000
0
0
0
0
0
0
C
1.67%
₹ 30,80,000
7.35%
2,26,273
3.16%
₹ 97,395
D
21.50%
₹ 3,96,30,000
1.33%
₹ 5,26,510
14.92%
₹ 59,14,183
8.21%
₹ 32,54,811
E
46.75%
₹ 8,61,60,000
3.77%
₹ 32,49,080
16.91%
₹ 1,45,73,911
8.87%
₹ 76,44,940
F
28.60%
₹ 5,27,15,000
2.30%
₹ 19,78,175
15.75%
₹ 1,35,71,975
4.92%
₹ 42,39,057
G
0.09%
₹ 1,70,000
0.00%
1,939
0.08%
72,242
0
0
Loan Purpose Distribution Till 28'th February 2021
Buy Vehicle0.24%
Debt Consolidation4.34%
Education Loan4.43%
Home Improvement36.76%
Life Event8.78%
Medical Bill5.78%
Other27.35%
Purchase4.13%
Small Business Loan8.06%
Travel0.12%
Tenure Distribution Till 28'th February 2021
700 Lakhs
600 Lakhs
500 Lakhs
400 Lakhs
300 Lakhs
200 Lakhs
100 Lakhs
0 Lakhs
0-6 (Month)
6-12 (Month)
13-18 (Month)
19-24 (Month)
24+ (Month)
This company is having a valid certificate of registration (N-13.02307) dated 27th December 2018 issued by the Reserve Bank of India under Section 45 IA of the Reserve Bank of India,1934. However RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of liabilities by the company.
